Current Affairs India

Tuesday, 11 February 2014

PSU stocks eroded investor wealth worth Rs 6,83,314 crore in 3 years; are they worth buying?

The 10 biggest wealth destroyers have lost more than the total market capitalisation of TCS, the most valuable company on the Indian bourses.

SIP in PSU-oriented fund can prove rewarding for patient investor

Though mutual funds are staying away from PSUs, starting an SIP in a PSU-oriented fund can prove rewarding for the patient investor who can wait for 4-5 years.

Rollback of pre-2005 rupee notes: How it impacts you

Recent RBI decision to discontinue bank notes issued prior to 2005 after 31 March 2014 has caused widespread concern. ET answers the most asked questions.

5 tips to diversify your portfolio

A simple diversification of your investments may not be enough to get the desired gains. Here are the other factors you should consider to optimise the spread.

How the dollar impacts you

With the rupee once again showing signs of weakness, here's how the rise of the greenback could affect you.

Quote of the week

â€œWhat we see going forward is a global marketplace and a global economy where growth is slow, which will persist for a long, long time,â€

Bill Gross Founder & co-CIO

Family Finances

High income of the Shahs to help rectify planning flaws

Shahs have simple, long-term goals, but they must shed their inhibitions about equity and trim their insurance portfolio.

Financial Planning

Ensuring growth and income for retired investors

The problem with the products being offered currently is that they do not undertake holistic management of the corpus, focusing only on income, not growth.

Money-making venture

How Narendra Barhate's SEED Infotech leveraged learning solutions to be a Rs 58 cr venture

By 1996, we were doing well enough to warrant shifting to a larger 800 sq ft leased office in Pune. We carved out two classrooms, two computer labs and a tiny 50 sq ft office for myself.

Entrepreneurs

How IITian Rahul Gupta built RaysExperts a multi-crore solar power company in less than 3 years

Today, Gupta manages three projects, spanning 500 acres in Bikaner, collectively producing 55 MW.

Financial Calculators

Plan your car

Car cart!
Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy.

Home Loan Refinance

Should you refinance your home loan?
Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate.

More Calculators

How to get the most from your budget Android tablet

Just because you have a budget Android tablet does not mean you need to compromise on functionality. Take a look at apps and accessories that will enhance its usability.

Should you opt for RGESS to save tax?

Investing in this scheme is not only tedious, but also offers meagre tax savings. Here are the things you should be aware of before you invest in the scheme.

Different types of geysers and heaters to keep you warm

The heaters are primarily of two types and differ from each other depending on the technology used to provide warmth.

Pharma sector's earnings likely to remain strong: Tanmaya Desai, SBI Pharma Fund

Export markets can be classified into three categories: the US, emerging markets, and EU and other semi-regulated markets (SRM).

Should you prepay your home loan or invest the money?

The investment can appreciate over time and be available for other needs compared with the investment in house, which is not flexible and cannot be used as required.

Daily Newsletter
Special stories that round up the major developments of the day

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Round up of stock, currency, bond, money and real estate market

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Gives you the latest IPO/FPO related news

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Monday, 10 February 2014

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Tuesday, 4 February 2014

Insurance cover: Which term plan is for you ?

Insurance cos are offering variants of term plans and have crafted innovations that suit various customers and situations.Find out which is the best for you.

How to tweak your portfolio to gain from the recent rate hikes

To make the most of the prevailing rates, here are the adjustments required in your portfolio and the risky options you should avoid.

Three career strategies for the self-employed

As a self-employed person, your career progression depends on where you see yourself 10 years down the line. Here are the three goals to choose from with a different strategy for each.

Five disasters to avoid if you are self-employed

In order to achieve all goals in your career, a self-employed person should stay away from five disasters.

5 tips on shifting a home loan

If you are planning to transfer your loan to a new bank, here are the things you should consider to ensure that you donâ€™t regret making the move.

Quote of the week

"We are neither hawks nor doves. We are owls. An owl is symbol of wisdom. We are vigilant when others are resting."

Raghuram Rajan RBI Governor

Family Finances

Chhabras need to approach their goals in a phased manner

It helps to pay heed when financial advisers stress on starting early with your financial planning. It gives you ample time to rectify skewed portfolios & realign investments.

Financial Planning

Investing in equities? There is no fixed winning formula

Importantly, the portfolio of this investor would not have Infosys, Bharti Airtel or HDFC Bank, since these companies were not even around at that time.

Money-making venture

Working post retirement: 71-year-old Safdar Zaidi made a profitable career in corporate training

â€œI conduct training on subjects like banking operations and credit appraisals and in India I charge nearly Rs 6,000 for two hours,â€ Zaidi says.

Entrepreneurs

Persistent Technologies: How IITian Anand Deshpande built a multicrore business in cloud computing & analytics

"I must have written nearly 200 letters to various software players to advertise biz and explain the kind of services we would offer," said Anand Deshpande.

Financial Calculators

Plan your car

Car cart!
Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy.

Home Loan Refinance

Should you refinance your home loan?
Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate.

More Calculators

Analysing a company's fundamentals: Why price-to-sales ratio is important

Kenneth L Fisher, a noted stock market guru, developed a concept called price to sales ratio, or PSR, which uses sales as a primary parameter to evaluate a company.

Common financial concerns: Findings of the 2013 Principal Financial Well-Being Index

The Principal Financial Well-Being Index launched this year looks at the concerns and attitudes of households to gauge their comfort levels.

Housing society elections: Know your rights to challenge the position held by members

You have the right to elect the managing committee of your housing society every five years. If your society refuses to do so, you can lodge a formal complaint.

Kajaria Ceramics: A good investment, attractively valued

Third quarter numbers from Kajaria Ceramics fell short of the market expectations as the net sales grew only 5% on a year-on-year basis to Rs 440 cr.

Are Europe-focused funds a good bet?

Only the well-informed, high net worth investor, with adequate holdings in Indian assets, should venture into these funds.