How to make the most of investment opportunities in 2015

How to make the most of investment opportunities in 2015 There's much to look forward to in 2015 in every aspect of personal finance, ranging from stocks, MFs and banking to gold, realty and insurance. Invest in real estate now, residential rates may rise in latter part of 2015 While developers did not lower their rates, they reduced the size of apartments to decrease the ticket size and appeal to more buyers. 9 lessons from 2014 to make your career touch new heights in 2015 The hiring trends from the previous year will spill into the new year, so gear up well in advance to improve your market demand. Loans will be cheaper, but banking services to be expensive in 2015 There was some relief for home loan customers in the Budget. The deduction limit for home loan interest was raised from Rs 1.5L to Rs 2L a year. Online insurance plans will become bigger in 2015 Insurance regulator did not make drastic changes in the compensation structure, it placed a 15-35% cap on the commissions payable in the first year. Quote of the week "I wish the RBI was running the American central bank. The people there at least understand the problem." Jim Rogers,Commodity Guru Family Finances High income and savings to take care of Talegaonkars' goals Despite a large number of goals, the Talegaonkars can easily achieve their financial targets with a systematic approach to investing. They also need to boost their insurance to cover risks. Financial Planning Deal with the financial market equitably and demand fairness to make reasonable profit It is important to see financial market as businesses on the other side of the table, and deal with them equitably and demand fairness. Money-making venture Joybynature.com: Shailesh Mehta & Rahul Kumar's Rs 60 lakh organic products venture A dislike for chemical products led Shailesh Mehta and Rahul Kumar to venture into all things organic. Entrepreneurs Avinash Shenoi's InstaClique merges ease of online shopping with real buying experience Shoppers get recommendations in real time and promotions based on their purchase intent, past history and social interactions. Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Basic exemption limit in taxation may be hiked in Budget 2015 The Budget 2014 hiked the basic exemption to Rs 2.5 lakh, and increased the annual saving limit under Sec 80C to Rs 1.5 lakh. 5 things to know before making e-payment of TDS on sale of property It is the responsibility of the buyer to deduct the tax and deposit the same in the government treasury. Large-cap funds to be safer bets in 2015 Fund houses were keen on having sticky money in their kitty. What started as a trickle in 2013, turned into a flood this year. 5 things to know about Compound Annual Growth Rate The stock's CAGR remains 10% a year, given the begin and end values. CAGR can hide interim volatility and present a steady growth picture. ELSS versus fixed income tax saving investments - which one is safer to invest? Mutual fund tax saving schemes represent a diversified equity portfolio, that is eligible for Section 80C benefits. Daily Newsletter Special stories that round up the major developments of the day Markets Watch Round up of stock, currency, bond, money and real estate market IPO Watch Gives you the latest IPO/FPO related news Live-Market News Portfolio Mobile Live TV Newsletter Commodities Speed Blogs Alerts Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2014 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here