Eight smart money moves that can ensure a comfortable retirement

THE ECONOMIC TIMES Tue, Apr 28, 2015 | 09:32 AM IST ET Wealth Newsletter No need to cut a cheque for your insurance premium Gone are the days when you had to match your time with the insurance agent's collection time. Five things to consider while choosing the right insurance company When it comes to choosing an insurance company, it is about trusting an insurer with your hard earned money. Eight smart money moves that can ensure a comfortable retirement For retirees, especially those who are not living with their children, the most important need is a regular source of income to sustain their living expenses. Here's why the investors should not fear the "May effect" The general expectation among experts is that the May effect will be clearly visible this year because several other negative factors are at work too. Changes in new ITR forms: Here's what taxpayers & experts want The new ITR forms which require an assessee to furnish extensive financial details have been panned by both taxpayers and experts. Things you should know before agreeing to be a guarantor for a loan By standing guarantor for another person's loan, you will reduce your own loan eligibility to the extent of the amount of loan that you stand guarantee for. Quote of the week "Aggregation will make investing in Mutual Funds simpler" V Ramesh,MF Utilities India Family Finances Why the Kumars need to have focused planning & align investments to goals A focused approach to planning and the impending rise in income should see the Kumar family meet their objectives. They also need to ensure better risk coverage. Financial Planning Why it is important to be transparent about your income and assets There are dangers involved in trying to hide your real income from the taxman. Your assets should be accounted for and dues paid to the govt to avoid problems. Money-making venture A Mumbai-based start-up MyCFO manages finance and accounting operations for entreprenuers Several entrepreneurs today are looking for managed financial services. And, when cousins Deepak Narayanan and S. Venkat realised this. Entrepreneurs How the Rs 160 crore StarAgri is helping farmers manage their produce Our aim is to connect with 25 lakh farmers. We want to become every farmers' dream partner in their success Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Aggregation will make investing in Mutual Funds simpler: V Ramesh, MF Utilities India The main stakeholders within the mutual fund industry are the investors, distributors, registrar and transfer agents (RTAs) and AMCs. These new FDs will pay more as RBI allows banks to offer deposits that cannot be prematurely broken "Given fixed deposits are a low-risk investment and ensures sustained income for pensioners, it won't be a bad proposition for pensioners," says financial planner Malhar Majumder. Who should you buy your health cover from? Some life insurers also sell health insurance policies, both indemnity and fixed benefit covers, the latter being more commonly offered. ELSS fund: Why you should combine tax savings with sound returns When investors put their money in a tax-saving product, they are usually concerned only with the amount of tax they will save. How to curb addiction to online shopping E-tailing sites are the new avenues compulsive shoppers are seeking out to feed their obsession to buy, mostly things they don't need or can ill afford. More Newsletters ET Mutual Fund A weekly round-up of the top news and views from the mutual fund industry. Markets Watch Round up of stock, currency, bond, money and real estate market ET Investment Opportunities Property, Stocks, IPOs, NFOs, Mutual Funds and latest investment options in your inbox. Daily Newsletter Special stories that round up the major developments of the day. Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2015 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here