Are you financially literate? Find out how clear you are about investing

THE ECONOMIC TIMES Tue, May 24, 2016 | 09:33 AM IST ET Wealth Newsletter

WHAT'S HOT #HealthInsurance,#TermInsurance

Are you financially literate? Find out how clear you are about investing Knowledge about financial products is growing but investors continue to have misconceptions. Find out how much you know about money matters. Banking sector: More bad news expected Poor March quarter numbers indicate more bad news in the offing. Experts say prices not cheap. Is the worst over for banking stocks? Quality real estate stocks good long term investment now However, this comes with a caveat. Investors need to be careful because the situation is expected to get worse for the sector in the short-term. From our Partners 8 health insurance jargons explained The fine print of health insurance plans and the insurance jargon may cost you dearly. Here's an explanation of a few common terms used in health insurance policy for a better buying experience. From our Partners What do you do after a car accident? How to turn your blog into a money-making venture What was once just a way of making money on the side has now become a full-fledged profession, with various revenue channels opening up. How much financial advice do you need? Your need for advice will depend on your financial circumstances and knowledge levels. ET Wealth tells you how much advice you need and where to look for it. Perils of being financially 'literate' 'Knowledgeable' people are more likely to make poor investing decisions. Want to be happier, more productive at work? Make friends in office You stand to be more successful, productive and energised if you have friends at work. From our Partners How to meet out-of-pocket expenses with Daily Hospital Cash plans There could be out-of-pocket and incidental expenses during hospitalization which even a Mediclaim policy does not reimburse. A Daily Hospital Cash plan comes handy in tackling such medical costs. From our Partners All about critical illness plans and how to choose one Buying a health insurance plan may not be sufficient. Get a second level of protection through critical illness plan for self and family.

Financial Calculators Tax Impact Calculator This tax calculator will let you know how your tax liability changes post-Budget 2016. Just input your personal income details and know how much tax would now be payable. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

How can one control monthly expenses? Even small measures ultimately end up giving one a sense of control over one's finances. Allow young women to use their financial independence to pursue their goals Given the opportunity, bright young girls can decide on a career of their choice and then get a grip on their finances. Cheap valuation makes analysts bullish on South Indian Bank despite NPA concerns Low valuation offers comfort to long-term investors, even as asset quality concerns mount. 42-year-old Prasad can cut tax outgo by tweaking pay package, investing more in NPS ET Wealth advises readers on how to restructure their income, investments and expenses to optimise their tax. Smart things to know: How to authenticate a signature Signatures can change over time. Here are five things to know how to authenticate a signature. How to lodge a consumer complaint online If you have any grievances about the quality of a brand, product or service, you can file a consumer complaint and seek redress. Advisers role is to take up risk for the investor: Swarup Mohanty, Mirae Asset Global Investments "A disciplined approach to investing, with a focus on quality, along with diversification, has helped us deliver satisfactory returns." Kohlis need to correct skew in asset allocation to meet financial goals "I want to clear all my liabilities at the earliest. I also want to know what to do with my real estate purchases before I retire." — Surjeet Kohli Mumbai-based startup Parsel helping companies deliver goods on time From left: Akhil Sharma, CTO; Rakesh Kanni, COO; and Himanshu Meena, CEO, Parsel. Indian women earn 27% less than men: Monster report While job satisfaction has risen, there is a high pay disparity between men and women, reveals the latest Monster Salary Index (MSI) report. Cheap valuation makes analysts bullish on South Indian Bank despite NPA concerns Low valuation offers comfort to long-term investors, even as asset quality concerns mount. Nearly 50% investors don't understand the impact of compounding The power of compounding works not just in investments but in other financial products as well. NPA Crisis: Stay away from PSU banking mutual funds Investors willing to bet on the banking sector should not restrict their exposure to PSU bank focused funds.

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